Edward E. Reid B.A. Communications California State University, Fresno

Edward (Ed)] Reid has over 30 years of extensive experience in The Banking and Financial Services Industry. He has served in positions from Operations Officer to Senior Vice President, and Senior Trust Officer. During his career he has participated in nine mergers and or buyouts. In each case he was in charge of the day to day management of organizational change, and staff training. Ed used the concept of process consultation and management in each case. He helped with developmental measurement tools to help evaluate the effectiveness of various jobs functions and also developed marketing programs for different departments as well as cross sale training for various positions. Ed also has served as facilitator for strategic planning sessions both for the Financial Service Industry as well as for various Non Profit Organizations.

Ed has served as a Board Member and held various officer positions for a number of Non Profit organizations including C.A.S.A. [Court Appointed Special Advocates, formerly known as FOCAS [Foster Child Advocate Services], The Boy Scouts of America, The United Way, and Partners in Education. Ed served three years as President of Child Advocates of Wichita Falls, TX which is the CASA agency program there. During Ed’s presidency the number of volunteers rose from 25 to 130, and the increase in the annual budget from $60,000 to $376,000, the staff from ½ to 3 ½ with the number of cases assigned from 1 to 3 to all child abuse cases being assigned an advocate. While in this position he supervised the application process for VOCA Grants, each of the 3 years he was president. In addition to receiving VOCA grants other Foundation Grants were applied for and received.

During Ed’s work with the Financial Services and Non-Profit arena he has also conducted numerous seminars for the legal and accounting community on various topics from managing change to the value of Trusts for specific needs. A majority of these seminars qualified for continuing education credits for the legal and accounting participants. Ed has also been a guest lecturer at various colleges in Texas and Oklahoma.

EXPERIENCE

6/00—12/00 First National Bank, Durant, OK
Senior Vice President and Commercial Lending Officer
Commercial, Consumer and Real Estate Loans

8/95—5/2000 Bancfirst, Ardmore, OK (formerly) Exchange National Bank
Senior Vice President and Senior Trust Officer
Supervised staff ,Primary Marketing Officer
Investment Officer
Trust assets grew from $231MM in 1995 to $331MM 5/31/98

9/91—8/95 Parker Square National Bank, Wichita Falls, TX
Vice President and Senior Trust Officer
Started up new Trust Department
Assets grew from $0 to $130MM in four years.
Department broke even in 30 months, became profitable in three years.

10/88—9/91 M-Trust - became Ameritrust - became Society Bank, Wichita Falls, TX
Assistant Vice President and Trust Officer
In charge of Personal and E.B. Trust Administration.
$150MM in assets under direct supervision.

10/86—10/88 Merrill Lynch, Sherman, TX
Financial Consultant
Office consolidated with Dallas office.

10/76—9/86 First Texas Savings, now Bank of America, Sherman, TX
Branch Manager
Managed staff of 38, main Loan Officer, both real estate and consumer lending.
Assets $73MM, loan portfolio of $56MM

EDUCATION

B.A. Fresno State University, Fresno, CA
Major - Communication, Minor - Psychology and Business

Business related Seminars and Schools:

• Texas School of Trust Banking
• Personal Trust School
• Texas Bankers Association
• Texas School of Trust Banking
• Intermediate E. B. School
• Penn Serv Advanced E. B. School